/* Layout: ficha de crédito bancária. Verde-cofre como base, latão como acento.
   Hero com a ficha de exemplo; pré-análise como peça central; oferta PF/PJ lado a lado. */
:root{
  --paper:#F2F5F3;
  --surface:#FFFFFF;
  --sunk:#E7ECE9;
  --ink:#13211C;
  --muted:#53635D;
  --line:#D3DCD7;
  --vault:#0E3B32;
  --vault-2:#145246;
  --on-vault:#EEF3F0;
  --on-vault-muted:#A9C2B9;
  --primary:#0E3B32;
  --on-primary:#F2F5F3;
  --brass:#9A6B1F;
  --brass-soft:#F3E8D2;
  --ok:#2C7650;
  --ok-soft:#DCEFE3;
  --warn:#9A5F0A;
  --warn-soft:#F6E9D2;
  --stop:#A3372A;
  --stop-soft:#F6DEDA;
  --focus:#C08A2E;

  --f-display:"Bricolage Grotesque", "Avenir Next", "Segoe UI", system-ui, sans-serif;
  --f-body:"Public Sans", "Helvetica Neue", Arial, system-ui, sans-serif;
  --f-data:"IBM Plex Mono", ui-monospace, "SF Mono", Menlo, monospace;

  --r-s:6px; --r-m:10px; --r-l:16px;
  --wrap:1120px;
}
@media (prefers-color-scheme: dark){
  :root:not([data-theme="light"]){
    --paper:#0B1412; --surface:#111D19; --sunk:#16241F; --ink:#E4EBE7; --muted:#9BABA4; --line:#24352F;
    --vault:#0F2A24; --vault-2:#163A32; --on-vault:#E4EBE7; --on-vault-muted:#8FAAA0;
    --primary:#D2A24F; --on-primary:#14110A;
    --brass:#D8A956; --brass-soft:#2A2314;
    --ok:#6CCB95; --ok-soft:#173326; --warn:#E3AA55; --warn-soft:#33270F; --stop:#EE8A79; --stop-soft:#3A1C17;
    --focus:#E8BD6B;
    color-scheme:dark;
  }
}
:root[data-theme="dark"]{
  --paper:#0B1412; --surface:#111D19; --sunk:#16241F; --ink:#E4EBE7; --muted:#9BABA4; --line:#24352F;
  --vault:#0F2A24; --vault-2:#163A32; --on-vault:#E4EBE7; --on-vault-muted:#8FAAA0;
  --primary:#D2A24F; --on-primary:#14110A;
  --brass:#D8A956; --brass-soft:#2A2314;
  --ok:#6CCB95; --ok-soft:#173326; --warn:#E3AA55; --warn-soft:#33270F; --stop:#EE8A79; --stop-soft:#3A1C17;
  --focus:#E8BD6B;
  color-scheme:dark;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion: reduce){html{scroll-behavior:auto} *{animation:none!important;transition:none!important}}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--f-body);font-size:1.0625rem;line-height:1.6;-webkit-font-smoothing:antialiased}
.wrap{max-width:var(--wrap);margin-inline:auto;padding-inline:20px}
h1,h2,h3{font-family:var(--f-display);line-height:1.08;margin:0;text-wrap:balance;letter-spacing:-.01em}
h1{font-size:clamp(2.3rem,5.4vw,3.9rem);font-weight:750}
h2{font-size:clamp(1.7rem,3.4vw,2.5rem);font-weight:650}
h3{font-size:1.2rem;font-weight:650}
p{margin:0}
a{color:inherit}
.eyebrow{font-family:var(--f-data);font-size:.75rem;letter-spacing:.12em;text-transform:uppercase;color:var(--brass)}
.lead{font-size:1.15rem;color:var(--muted);max-width:58ch}
:focus-visible{outline:3px solid var(--focus);outline-offset:2px;border-radius:4px}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;font:600 1rem/1.2 var(--f-body);padding:.95rem 1.4rem;border-radius:var(--r-m);border:1.5px solid transparent;cursor:pointer;text-decoration:none;transition:transform .15s ease, background .15s ease}
.btn:active{transform:translateY(1px)}
.btn-primary{background:var(--primary);color:var(--on-primary)}
.btn-primary:hover{filter:brightness(1.08)}
.btn-ghost{background:transparent;color:var(--ink);border-color:var(--line)}
.btn-ghost:hover{border-color:var(--ink)}
.btn-onvault{background:var(--brass);color:#14110A}
.btn[disabled]{opacity:.45;cursor:not-allowed}

/* header */
.top{position:sticky;top:env(safe-area-inset-top,0px);z-index:20;background:color-mix(in srgb,var(--paper) 88%,transparent);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding-block:.8rem}
.logo{display:flex;align-items:center;gap:.55rem;text-decoration:none;font-family:var(--f-display);font-weight:750;font-size:1.3rem;letter-spacing:-.02em}
.logo b{color:var(--brass);font-weight:750}
.mark{width:28px;height:28px;flex:none}
.nav{display:flex;gap:1.4rem;align-items:center;font-size:.95rem}
.nav a:not(.btn){text-decoration:none;color:var(--muted)}
.nav a:not(.btn):hover{color:var(--ink)}
.nav .btn{padding:.6rem 1rem;font-size:.92rem}
@media (max-width:760px){.nav a:not(.btn){display:none}}

/* hero */
.hero{padding-block:clamp(2.5rem,6vw,5rem) clamp(2.5rem,5vw,4rem)}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:clamp(2rem,5vw,4rem);align-items:center}
.hero-copy{display:flex;flex-direction:column;gap:1.4rem;min-width:0}
.hero-ctas{display:flex;flex-wrap:wrap;gap:.75rem}
.fine{font-size:.88rem;color:var(--muted)}
@media (max-width:860px){.hero .wrap{grid-template-columns:1fr}}

/* ficha */
.ficha{background:var(--vault);color:var(--on-vault);border-radius:var(--r-l);padding:1.4rem 1.4rem 1.2rem;position:relative;overflow:hidden;box-shadow:0 24px 60px -30px rgba(10,40,33,.55);min-width:0}
.ficha::before{content:"";position:absolute;inset:0;background:repeating-linear-gradient(0deg,transparent 0 31px,rgba(255,255,255,.035) 31px 32px);pointer-events:none}
.ficha-head{display:flex;justify-content:space-between;gap:1rem;align-items:flex-start;border-bottom:1px dashed rgba(255,255,255,.22);padding-bottom:.9rem;margin-bottom:.9rem;position:relative}
.ficha-head .eyebrow{color:var(--on-vault-muted)}
.ficha-title{font-family:var(--f-display);font-size:1.25rem;font-weight:650;margin-top:.2rem}
.ficha-id{font-family:var(--f-data);font-size:.8rem;color:var(--on-vault-muted)}
.stamp{font-family:var(--f-data);font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:#E2B868;border:1.5px solid #E2B868;padding:.25rem .55rem;border-radius:4px;transform:rotate(-6deg);white-space:nowrap}
.ficha table{width:100%;border-collapse:collapse;color:var(--on-vault);font-family:var(--f-data);font-size:.86rem;position:relative}
.ficha td{padding:.42rem 0;border-bottom:1px solid rgba(255,255,255,.08)}
.ficha td:last-child{text-align:right;font-variant-numeric:tabular-nums}
.ficha .sub{font-family:var(--f-data);font-size:.7rem;letter-spacing:.1em;text-transform:uppercase;color:var(--on-vault-muted);margin:1rem 0 .35rem;position:relative}
.flag{display:inline-block;font-size:.72rem;padding:.08rem .45rem;border-radius:999px;margin-left:.35rem}
.flag-ok{background:rgba(108,203,149,.18);color:#8EE0B0}
.flag-warn{background:rgba(227,170,85,.2);color:#F0C27A}
.chips{display:flex;flex-wrap:wrap;gap:.4rem;position:relative}
.chip{font-size:.8rem;padding:.3rem .65rem;border-radius:999px;border:1px solid rgba(255,255,255,.25)}
.ficha-foot{margin-top:1rem;font-size:.75rem;color:var(--on-vault-muted);position:relative}

/* section */
section{padding-block:clamp(3rem,7vw,5.5rem)}
.sec-head{display:flex;flex-direction:column;gap:.8rem;margin-bottom:2.2rem;max-width:60ch}
.alt{background:var(--surface);border-block:1px solid var(--line)}

/* fontes */
.sources{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--r-l);overflow:hidden}
.source{background:var(--surface);padding:1.5rem;display:flex;flex-direction:column;gap:.6rem;min-width:0}
.source .tag{font-family:var(--f-data);font-size:.74rem;color:var(--muted)}
.source p{color:var(--muted);font-size:.98rem}
@media (max-width:860px){.sources{grid-template-columns:1fr}}

/* quiz */
.quiz-shell{display:grid;grid-template-columns:.8fr 1.2fr;gap:clamp(1.5rem,4vw,3rem);align-items:start}
@media (max-width:860px){.quiz-shell{grid-template-columns:1fr}}
.quiz-aside{display:flex;flex-direction:column;gap:1rem;min-width:0}
.quiz{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-l);padding:clamp(1.25rem,3vw,2rem);min-width:0}
.q-meta{display:flex;justify-content:space-between;align-items:center;gap:1rem;font-family:var(--f-data);font-size:.78rem;color:var(--muted);margin-bottom:.6rem}
.bar{height:6px;background:var(--sunk);border-radius:999px;overflow:hidden;margin-bottom:1.6rem}
.bar i{display:block;height:100%;background:var(--brass);width:0;transition:width .3s ease}
.q-title{font-family:var(--f-display);font-size:clamp(1.35rem,2.6vw,1.75rem);font-weight:650;line-height:1.15;text-wrap:balance}
.q-help{color:var(--muted);font-size:.95rem;margin-top:.5rem}
.opts{display:grid;gap:.6rem;margin-top:1.4rem}
.opt{display:flex;align-items:center;gap:.8rem;text-align:left;width:100%;font:500 1rem/1.35 var(--f-body);color:var(--ink);background:var(--paper);border:1.5px solid var(--line);border-radius:var(--r-m);padding:.95rem 1rem;cursor:pointer;transition:border-color .12s ease, background .12s ease}
.opt:hover{border-color:var(--ink)}
.opt[aria-pressed="true"]{border-color:var(--brass);background:var(--brass-soft)}
.opt .k{flex:none;width:1.7rem;height:1.7rem;border-radius:6px;display:grid;place-items:center;font-family:var(--f-data);font-size:.78rem;border:1px solid var(--line);color:var(--muted);background:var(--surface)}
.big-opts{display:grid;grid-template-columns:1fr 1fr;gap:.8rem;margin-top:1.4rem}
@media (max-width:520px){.big-opts{grid-template-columns:1fr}}
.big-opt{display:flex;flex-direction:column;gap:.35rem;text-align:left;font:inherit;color:var(--ink);background:var(--paper);border:1.5px solid var(--line);border-radius:var(--r-m);padding:1.2rem;cursor:pointer}
.big-opt:hover{border-color:var(--ink)}
.big-opt strong{font-family:var(--f-display);font-size:1.25rem;font-weight:650}
.big-opt span{color:var(--muted);font-size:.92rem}
.q-nav{display:flex;justify-content:space-between;gap:.8rem;margin-top:1.4rem}
.linkbtn{background:none;border:0;color:var(--muted);font:500 .95rem var(--f-body);cursor:pointer;padding:.4rem 0;text-decoration:underline;text-underline-offset:3px}
.linkbtn:hover{color:var(--ink)}

.form{display:grid;gap:1rem;margin-top:1.4rem}
.field{display:flex;flex-direction:column;gap:.35rem}
.field label{font-weight:600;font-size:.92rem}
.field input{font:1rem var(--f-body);color:var(--ink);background:var(--paper);border:1.5px solid var(--line);border-radius:var(--r-m);padding:.85rem .95rem;width:100%}
.field input:focus{border-color:var(--brass);outline:none}
.field .err{color:var(--stop);font-size:.85rem;min-height:1.1em}
.check{display:flex;gap:.7rem;align-items:flex-start;font-size:.9rem;color:var(--muted)}
.check input{margin-top:.25rem;width:1.1rem;height:1.1rem;accent-color:var(--brass);flex:none}

/* resultado */
.verdict{border-radius:var(--r-m);padding:1.1rem 1.2rem;display:flex;gap:.9rem;align-items:flex-start;margin-top:1.2rem}
.verdict .dot{flex:none;width:.8rem;height:.8rem;border-radius:50%;margin-top:.45rem}
.v-ok{background:var(--ok-soft)} .v-ok .dot{background:var(--ok)}
.v-warn{background:var(--warn-soft)} .v-warn .dot{background:var(--warn)}
.v-stop{background:var(--stop-soft)} .v-stop .dot{background:var(--stop)}
.verdict h3{font-size:1.15rem}
.verdict p{font-size:.95rem;color:var(--ink);margin-top:.25rem}
.points{list-style:none;padding:0;margin:1.2rem 0 0;display:grid;gap:.7rem}
.points li{display:grid;grid-template-columns:auto 1fr;gap:.7rem;font-size:.95rem;align-items:start}
.sev{font-family:var(--f-data);font-size:.68rem;letter-spacing:.08em;text-transform:uppercase;padding:.15rem .45rem;border-radius:4px;margin-top:.15rem;white-space:nowrap}
.sev-1{background:var(--warn-soft);color:var(--warn)}
.sev-2{background:var(--stop-soft);color:var(--stop)}
.sev-0{background:var(--sunk);color:var(--muted)}
.res-block{margin-top:1.4rem;padding-top:1.2rem;border-top:1px dashed var(--line)}
.res-block .eyebrow{display:block;margin-bottom:.6rem}
.lines{display:flex;flex-wrap:wrap;gap:.45rem}
.lines span{font-size:.88rem;padding:.35rem .7rem;border-radius:999px;background:var(--sunk)}
.res-cta{display:flex;flex-wrap:wrap;gap:.8rem;align-items:center;margin-top:1.4rem}
.notice{background:var(--sunk);border-radius:var(--r-m);padding:1rem 1.1rem;font-size:.92rem;color:var(--muted);margin-top:1.2rem}

/* oferta */
.offers{display:grid;grid-template-columns:1fr 1fr;gap:1.2rem}
@media (max-width:860px){.offers{grid-template-columns:1fr}}
.offer{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-l);padding:1.8rem;display:flex;flex-direction:column;gap:1.1rem;min-width:0}
.offer.feature{background:var(--vault);color:var(--on-vault);border-color:var(--vault)}
.offer .who{font-family:var(--f-data);font-size:.76rem;letter-spacing:.1em;text-transform:uppercase;color:var(--brass)}
.offer.feature .who{color:#E2B868}
.price{font-family:var(--f-display);font-size:2.6rem;font-weight:750;letter-spacing:-.02em;font-variant-numeric:tabular-nums}
.price small{font-family:var(--f-body);font-size:.95rem;font-weight:500;color:var(--muted);letter-spacing:0}
.offer.feature .price small,.offer.feature .muted{color:var(--on-vault-muted)}
.offer ul{list-style:none;padding:0;margin:0;display:grid;gap:.6rem}
.offer li{display:grid;grid-template-columns:1.1rem 1fr;gap:.6rem;font-size:.97rem}
.offer li svg{margin-top:.3rem}
.offer .btn{margin-top:auto}

/* passos */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:1.2rem;counter-reset:s}
@media (max-width:860px){.steps{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.steps{grid-template-columns:1fr}}
.step{display:flex;flex-direction:column;gap:.5rem;padding-top:1rem;border-top:2px solid var(--ink);min-width:0}
.step::before{counter-increment:s;content:"0" counter(s);font-family:var(--f-data);font-size:.8rem;color:var(--brass)}
.step p{color:var(--muted);font-size:.96rem}

/* o que não fazemos */
.nope{display:grid;grid-template-columns:repeat(2,1fr);gap:.9rem 2rem}
@media (max-width:700px){.nope{grid-template-columns:1fr}}
.nope div{display:grid;grid-template-columns:1.4rem 1fr;gap:.7rem;align-items:start}
.nope b{display:block}
.nope p{color:var(--muted);font-size:.95rem}

/* faq */
.faq{display:grid;gap:0;border-top:1px solid var(--line);max-width:820px}
.faq details{border-bottom:1px solid var(--line);padding-block:1.1rem}
.faq summary{cursor:pointer;font-weight:600;font-size:1.05rem;list-style:none;display:flex;justify-content:space-between;gap:1rem}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-family:var(--f-data);color:var(--brass);font-size:1.2rem;line-height:1}
.faq details[open] summary::after{content:"–"}
.faq p{color:var(--muted);margin-top:.7rem;max-width:68ch}

footer{background:var(--vault);color:var(--on-vault);padding-block:3rem 2.5rem;font-size:.9rem}
footer .wrap{display:grid;grid-template-columns:1.2fr 1fr;gap:2rem}
@media (max-width:760px){footer .wrap{grid-template-columns:1fr}}
footer .logo{color:var(--on-vault)}
footer p{color:var(--on-vault-muted);max-width:60ch}
footer nav{display:flex;flex-wrap:wrap;gap:1rem 1.5rem}
footer nav a{color:var(--on-vault);text-decoration:none}
footer .legal{grid-column:1/-1;border-top:1px solid rgba(255,255,255,.12);padding-top:1.4rem;display:grid;gap:.5rem}
.todo{font-family:var(--f-data);font-size:.78rem;background:rgba(226,184,104,.15);color:#E2B868;padding:.05rem .35rem;border-radius:3px}

/* lista do que o diagnóstico inclui (resultado do quiz) */
.incl{list-style:none;padding:0;margin:0;display:grid;gap:.45rem}
.incl li{position:relative;padding-left:1.4rem;font-size:.95rem}
.incl li::before{content:"";position:absolute;left:.15rem;top:.5rem;width:.55rem;height:.3rem;border-left:2px solid var(--brass);border-bottom:2px solid var(--brass);transform:rotate(-45deg)}

/* landing page só do quiz (anúncios) */
.lp-top .wrap{justify-content:space-between}
.lp-tag{font-family:var(--f-data);font-size:.75rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
.lp{max-width:720px;margin-inline:auto;padding-inline:20px;padding-block:clamp(1.5rem,4vw,3rem) 3rem;display:flex;flex-direction:column;gap:1.4rem}
.lp-intro{display:flex;flex-direction:column;gap:.7rem}
.lp-intro h1{font-size:clamp(1.9rem,5vw,2.8rem)}
.lp-intro p{color:var(--muted);font-size:1.05rem}
.trust{display:grid;grid-template-columns:repeat(3,1fr);gap:.8rem}
@media (max-width:620px){.trust{grid-template-columns:1fr}}
.trust div{display:grid;grid-template-columns:1.2rem 1fr;gap:.55rem;font-size:.9rem;color:var(--muted);align-items:start}
.trust b{color:var(--ink);font-weight:600}
.lp-foot{border-top:1px solid var(--line);padding-top:1.2rem;font-size:.8rem;color:var(--muted);display:grid;gap:.4rem}